My wife and I are about 3 weeks from closing on our first house and I am losing my god damn mind. All of our finances/budget work out while still having savings for emergency repairs, our inspection went well after having to back out on the first we offered on (tree fell on the house after offer was accepted, thought we could fix but it was a wash) and we really like the area and first impressions of our neighbors.
I know buying a house is a top “most stressful thing” an average person can go through, but this is a lot harder than I thought and I didn’t downplay it in my head. I am guessing I will feel like this for the first year or two and progressively it will become normal right? We have a lot of support from our families (financially, emotionally and labor/handypeople) so I am still optimistic about the whole thing, but my appetite is non existent and insomnia seems to be working in overdrive.
This was my initial thought as well, and I hope I’m wrong too.
Our first home was at a price of ~150% of our gross wage combined. We found the payments very manageable; and although I was stressed, it was more my youth as a poor kid than the reality of the budgeting before us.
Thankfully she had the confidence for us both! After a few months when I saw the numbers were as she predicted, I got better about it.