• Semi-Hemi-Lemmygod@lemmy.world
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    3 months ago

    That’s my problem: I start saving and then suddenly I have a huge expense and I need to empty out my savings. Happens at least every six months.

    • PhilipJFryJr@lemmy.ml
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      3 months ago

      I’d argue that’s proof of your emergency fund working! You were able to save enough money to cover an unexpected expense/emergency without having to go into credit card debt.

      Kudos! You should feel proud of yourself!

    • GBU_28@lemm.ee
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      3 months ago

      It sounds like you built and then benefitted from an emergency fund. Nice!

    • tyler@programming.dev
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      3 months ago

      That means it’s working. You’re doing exactly what you need to and it’s absolutely paying off!

      • Semi-Hemi-Lemmygod@lemmy.world
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        3 months ago

        I cook at home mostly, I don’t go on vacations, my cars are both at least 8 years old, and I live in a low COL area.

        I guess I could kill one of my children but I don’t think that would make economic sense.