Net worth taxes are stupid.

Just tax loans collateralized by stock as income, and give a deduction on the interest when they pay back the loan.

That’s currently the biggest loophole the wealthy use. They use their stock portfolios as collateral for loans, which are untaxed. Then as their portfolio grows they take out more loans to cover the old one and fund their lifestyle, or they liquidate some of their assets at the much lower capital gains tax to pay it back.

Just tax collateralized loans as realized gains and be done with it.

I mean, the pandemic has been over for over a year.

Covid is just endemic now like the flu. It’s seasonal and is never going to go away.

By an order of magnitude.

WWF estimates around 26,000 polar bears remaining (22,000-30,000). And there are 2640 billionaires globally according to Forbes.

Even prior to direct military entry, the US was providing mass amounts of aid to fight the Axis. We were giving the UK destroyers, arms, and ammunition immediately after the Nazi invasion of Poland, gave billions to China to help fight the Japanese invasion, and started arming the Soviet Union under the Lend-Lease as soon as Germany invaded them.

We also deployed to Iceland to take over the Brits’ post there so they could free up troops to the mainland.

Even ignoring the European front, which is stupid, the US was instrumental in the African front and neutralizing Italy.

But nah, the US kicking ass and stacking bodies on 3 different fronts wasn’t important to winning the war. Nope.

So just don’t use the built in software. I don’t have any of my TVs connected to the internet or use their built in OS. I have a couple of Apple TVs plugged in and run everything off that. Never even set the things up beyond plugging them in and switching to HDMI 1.

There’s also the Chromecast TV if you use Android.

If you use a separate smart tv device like those, then the only thing you need to care about on the TV itself is resolution, refresh, and number of ports. Or if you want to spend a chunk of change then you can look into things like OLED. But the separate devices make the TV OS irrelevant.

The first time….

After that you know which order they are in on your tv and you can just reach your hand back there. Once you have the first one in it’s easy.

Because if you have several hundred thousand dollars laying around to pay in cash, you’re better off investing that into an index fund which will have a higher rate of return than the interest on the mortgage.

If you have $500k and want to buy a $500k house, you could pay the entire $500k down and own the house free and clear, but you would only gain the appreciation on the house if you ever sell it. Assuming doubling in value every 10 years it should be worth $4M after 30 years.

If you had $500k and took out a mortgage of $400k, at the national average of 7% and 30 years, you would pay a total $1,033,654. If you took the other $400k you had and put it in just the S&P 500 which has averaged right at 10% annually, and left it there, you would end up with $6,979,760 in that fund at the end of the 30 years.

So you would come out ahead by about $4 million at the end if you took the mortgage and invested the cash.

It’s a bug in that if you pay cash for a house, you won’t be paying into escrow for tax and insurance. Banks require that in the vast majority of mortgages.

This is just a simple online mortgage calculator so it factors in escrow into the monthly payment since that’s what pretty much everyone is going to have.

If you have a mortgage, 99/100 the bank is going to make you pay into escrow for insurance and taxes.

This is just a simple online mortgage calculator so it’s not factoring in that you could just pay those yourself if you’re paying all cash for the house.

$5778 adjusted for inflation.

And then complain about being broke. All the fucking time.

Good luck with what? Replacing a battery at home is not that difficult on an iPhone, and it’s fairly cheap without AppleCare if you just go to an Apple Store. Covered if you have it.

This.

The only negative thing about the whole situation was that Apple didn’t publicize it, not that they throttled the devices.

Get a new battery for it and the thing works just fine.

No, not even close.

Dude seriously hasn’t left his parents house yet?

How fuckin childish.

Are you paying anything for this service? No. It has costs to maintain while they’re shouldering that on their own and giving you this service for free.

Get over yourself. The entire point of the fediverse is that anyone can host an instance. You can spin up a little free instance yourself and federate or defederate/block anything you see fit.

Why don’t you? I’m gonna guess because you want a low effort, free service to get your scrolling fix. In which case, they’re right. Go to a different instance that suits your values more. If you want an instance that won’t defederate or block others unless absolutely necessary, go join Lemm.ee. They federate with basically everyone and don’t block hardly anything.

And, Lemmy world is federated with them. So you won’t lose a single thing here if you move there.

It doesn’t really have anything to do with DMCA (a US law). Lemmy world is hosted in Germany which is even harsher on copyright than the US with much stricter penalties.

The world doesn’t revolve around the US.