I don’t necessarily think I’m a bad person and I have meet very few people who I think are "bad persons” even if people can act very badly in the moment.
And for you, I think it’s kinda bad for your mental health going around thinking your a bad person and that you therefore deserve that bad things happen to you. But of course it may very well not be a problem for you so you do you. Being able to realise that your not perfect and maybe even flawed in some sense can also be a good trait for someone to have. Too self confident people can be really annoying
I find that “carefully included extra margin” outrageously ugly