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For the kind of work I have been doing I have not needed to hand over any psd files. Photoshop is(was) only a small step in my workflow and the main thing I get hired for is 3D modelling services. Regardless, I still work with NDA’d content and Adobe’s terms are invasive as hell.
I’ve had to cave and use some services (for work reasons) that I’d swore I would never use. No matter how much we value privacy and look for alternative software/services when possible - we still have to eat and pay bills.
If you are in the same boat and you must use services like that, then my advice would be to keep it strictly business. Keep your personal details and personal social connections to a minimum unless where it would be otherwise beneficial for work purposes.