On working days before 16 o’clock bank transfers inside EU are instantaneous. After that, next working day. If the shop has the same bank as the customer, it’s always instantaneous.
But, the shop receives immediate confirmation that the money has been successfully taken from the customer’s account and will arrive soon.
…which is actually how it works with card payments as well. With card payments, the shop receives the money about a week later, but gets an immediate confirmation that the money is on the way.
Uh, the Russia is doing that on every possible platform. Why would ours be an exception? What makes Lemmy so special?