Ehhh there’s a bunch of online high yield saving companies from real banks out there. Places like Marcus which is Goldman Sachs, Ally which is what GMAC rebranded as after they helped crash the world economy in 08, and Capital one all offer high yield savings over 4.5% interest.
Nah Crab has been stalking Bear. The reason why Crab is concerned is because now Bear might know Crab is planning on murdering Bear.